Types Of Auto Insurance

Auto insurance is insurance for automobiles, trucks, motorcycles, and virtually any other motor vehicle. Its main function is to offer financial protection against bodily damage or bodily injury caused by traffic accidents and from liability which may also arise out of accidents in a car. Auto insurance provides coverage for collision protection for both the insured and the at-fault party. Some states also have provision for liability protection, which is not a part of comprehensive coverage. There are different types of auto insurance coverages offered by different companies.You can get additional information at San Angelo Auto Insurance.

Bodily injury and property damage liability are the most common form of auto insurance coverage. This coverage offers payment for injuries to other drivers caused by the insured, passengers in the car, and any other persons that may be injured as a result of the accident. Collision insurance offers coverage for the medical costs associated with a traffic accident, such as hospitalization costs, rehabilitation costs, and lost wages. Under some policies, the cost of damages does not depend on who is at fault, but the policyholder can choose to pay the costs associated with the collision.

Another type of policy is the comprehensive coverage. Comprehensive coverage covers damages for damage caused by fire, vandalism, malicious mischief, weather-related events, vandalism, and theft. If you own a home, you may want to consider the possibility of water damage, which is a rising issue for home owners. In this case, you will need the proper flood insurance to protect your assets.

Contact Info

San Angelo Insurance
1102 N Chadbourne, San Angelo, TX 76903